PATIENT INFORMATION
Billing & insurance, simplified
Coverage verified before treatment, estimates in writing, and no surprises. Money questions get the same straight answers as clinical ones.
Payment and Coverage Options
Mercado Dental Studio works with most insurance carriers and offers flexible options for patients without dental insurance. The summaries below outline how each path works in practice.
Most Insurances Accepted
We accept most dental insurance plans including PPOs and other coverage options. Our team will verify your benefits and help you maximize your coverage. We file claims directly with your insurance company to simplify the process.
- Coverage verification before treatment
- Direct insurance filing
- Transparent benefit estimates
Payment Methods
We accept multiple payment methods for your convenience, including cash, checks, and all major credit cards. Pay the way that works best for you.
- Cash
- Checks
- Credit cards (Visa, Mastercard, Amex, Discover)
- In-office 3-month payment plans
CareCredit Financing
CareCredit offers flexible financing options with low to no interest for qualified patients. Get instant approval and pay over time for treatments not fully covered by insurance.
- Low to no interest financing
- Instant approval
- Flexible payment terms
- Easy in-office or online application
Understanding Your Dental Insurance
How Benefits Work
Most dental insurance plans cover preventative care at 100% (exams and cleanings), basic procedures at 70-80% (fillings, extractions), and major procedures at 50% (crowns, implants). Your specific plan details depend on your deductible and annual maximum.
Benefit Verification
Before beginning treatment, we verify your insurance benefits so you know exactly what your insurance covers and what your out-of-pocket costs will be. No surprises, no hidden charges.
Claims Processing
We handle all the paperwork and file claims directly with your insurance company. We work with hundreds of dental insurance providers to ensure your claims are processed promptly.
Don't Have Insurance?
Many patients choose to pay out of pocket or use our flexible payment options. Call us at (916) 448-5458 to discuss payment arrangements that fit your budget.
TRANSPARENT FROM THE START
Affordable, quality dental care.
We work with you to make exceptional dental care accessible and affordable.