Three transparent paths to access cosmetic and general dentistry at Mercado Dental Studio.
Cosmetic dentistry should be planned around your goals, not an arbitrary monthly target. We provide written treatment estimates before any work begins and walk you through every payment path that applies. Whether you carry dental insurance, prefer to self-pay through our membership, or want to spread cosmetic work across monthly installments, you will leave the consultation knowing exactly what your investment looks like.
PATH 1
We accept most major PPO dental plans and verify your specific benefits before your first visit so there are no billing surprises. Contact our team to confirm whether we are in network with your plan.
PATH 2
For patients without insurance. A flat annual fee includes preventive care and unlocks reduced rates on every other treatment. No deductibles, no claim forms, no annual maximums.
This is not dental insurance. Our in-house membership is a discount plan offered directly by Mercado Dental Studio, not an insurance policy or a qualified health plan, and it is not a substitute for insurance. Discounts apply only to treatment performed at our office. Complete terms are provided before enrollment.
PATH 3
For larger cosmetic and restorative cases, we partner with CareCredit and Cherry. Many patients qualify for 0% APR promotional plans up to 24 months, with longer terms available for qualified borrowers.
Hand-layered porcelain veneers at Mercado Dental Studio are quoted on a per-tooth basis after your consultation. Most cosmetic cases fall between six and ten units. Your written estimate includes the diagnostic work, ceramic, bonding, and follow-up appointments.
Most insurance plans do not cover purely cosmetic procedures like veneers or whitening. However, when treatment also addresses a structural issue (chipped tooth, decay, broken crown) a portion may be covered. We submit pre-authorizations to give you a clear answer in writing.
That depends on the case size, your credit profile, and which financing partner you select. A typical 6-unit veneer case financed over 24 months at 0% APR translates to a comfortable monthly figure. We will provide the exact number once your case is scoped.
Yes. We apply insurance benefits first, then finance the patient portion. This is common for crowns, implants, and Invisalign cases.
For patients paying the full case cost up front, we offer a courtesy discount on cosmetic treatment. Ask your treatment coordinator for current terms.
NEXT STEP
Schedule a private consultation. You'll leave with photographs, a treatment plan, and a clear breakdown of every payment option that applies.
